Why Choose 3M Pay
Experience the future of crypto spending with unparalleled features designed for the modern digital economy.
Global Payments
Spend your crypto anywhere in the world with zero foreign transaction fees. Accepted at 130M+ merchants worldwide.
Real-time Conversion
Instant conversion from crypto to fiat at competitive exchange rates. No hidden fees, full transparency.
Instant Issuance
Get your virtual card immediately after KYC. Physical card delivered in 3-5 business days worldwide.
Bank-grade Security
PCI-DSS Level 1 compliant. Your funds are protected with advanced encryption, cold storage, and real-time fraud detection.
Virtual & Physical
Virtual card for online shopping & subscriptions. Physical card for in-store purchases and ATM withdrawals.
Multi-currency Wallet
Support for 150+ currencies with automatic currency detection. Store BTC, ETH, USDT and more in one place.
Trusted by Industry Leaders
PCI-DSS Level 1
SOC 2 Type II
KYC/AML Compliant
Choose Your Card
Compare virtual and physical cards to find the perfect fit for your spending needs.
Virtual Card
Perfect for online shopping and digital subscriptions
Card Price
Free
Spending Limits
Features
Physical Card
The complete card experience everywhere you go
Card Price
$9.99 one-time
Spending Limits
Features
Get Started in 3 Simple Steps
Start using your crypto in the real world in minutes.
Download App
Get 3MPay app from App Store or Google Play
Top Up Crypto
Deposit crypto from any wallet or exchange
Start Spending
Use your card anywhere, online or offline
Where to Use 3M Pay
Use your 3MPay card anywhere Mastercard is accepted.
Online Shopping
Shop on Amazon, eBay, AliExpress and millions of online stores worldwide.
Subscriptions
Pay for ChatGPT, Netflix, Spotify, Adobe and other digital services.
ATM Withdrawals
Withdraw cash at millions of ATMs across 140+ countries.
International Transfer
Send money globally with low fees to bank accounts and e-wallets.
Supported Cryptocurrencies
Store and spend your favorite digital assets
Bitcoin
BTC
Ethereum
ETH
Tether
USDT
USD Coin
USDC
Solana
SOL
BNB
BNB
XRP
XRP
Cardano
ADA
Dogecoin
DOGE
Polkadot
DOT
Polygon
MATIC
Litecoin
LTC
Avalanche
AVAX
Chainlink
LINK
Uniswap
UNI
Cosmos
ATOM
And 50+ more cryptocurrencies supported
Trusted Worldwide
Join thousands of users who trust 3MPay for their crypto spending needs.
Global Users
Countries
Transactions
Merchants
What Our Users Say
Real stories from real users around the world.
“3MPay made it so easy to spend my crypto on Netflix and ChatGPT subscriptions. The virtual card works perfectly!”
Alex K.
Software Engineer - Singapore
“As a digital nomad, 3MPay's physical card lets me withdraw cash and pay anywhere in the world. Game changer!”
Maria S.
Freelance Designer - Spain
“From registration to getting my virtual card took only 5 minutes. After topping up USDT, I could spend immediately!”
Zhang W.
Web3 Founder - China
Ready to Spend Crypto Anywhere?
Download the app and get your virtual card in minutes. Start spending your crypto today.
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Card Holder
YOUR NAME
Expires
12/28